⚠️ Open Enrollment ends January 15 — Don't miss your window to enroll! Get covered now →
Licensed in 6 States · No-Cost Service

Health Insurance
You Can Actually Afford

Most people in FL, GA, SC, NC, TN and TX pay far less than they think for ACA coverage. Use our free calculator to see what you qualify for — in seconds.

Florida
Georgia
South Carolina
North Carolina
Tennessee
Texas
See Your Health Insurance Subsidy In 30 Seconds
See your savings in 30 seconds — free
📊 We use your ZIP, date of birth, household size, and income to calculate your federal subsidy and show age-adjusted Silver and Bronze plan cost estimates.
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Your Estimated Monthly Cost After Subsidy
Silver PlanSilver
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Bronze PlanBronze
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Estimates based on age-adjusted benchmark premiums. Actual costs may vary by plan and location.
🏥 These questions help us match you with plans that fit your specific health situation and get accurate pricing.
Male
Female
No
Yes
No
Yes
📧 Enter your details below so we can send you your personalized plan matches right away.
🏠 This is it! Your address confirms exactly which plans are available at your location — availability varies even within the same city.
💊 Cigna
💊 Aetna
🩹 Ambetter
🏠 Oscar Health
💙 UnitedHealthcare
🌿 Molina
⭐ Kaiser Permanente
🩹 CareSource
★★★★★ 4.9 out of 5 stars
👨‍👩‍👧‍👦 500+ families enrolled
🏆 Licensed in 6 states
💚 No-cost agent service
Simple Process

Get covered in 3 easy steps

No hold music. No confusing paperwork. Complete the estimator above and we handle everything else.
01
Calculate your subsidy
Enter your ZIP, household size, and income. See your estimated Silver and Bronze plan costs instantly with your subsidy already applied.
02
Answer a few quick questions
We collect just enough info to match you with real plans in your area. Takes about 2 minutes.
03
Message a live agent
A licensed agent reviews your matches with you and handles enrollment. Most clients are covered in under 20 minutes.
Exclusive Ambetter Benefit

Earn Up to $500 in Visa® Rewards Every Year

Ambetter members can enroll in the My Health Pays® rewards program and earn points that convert to real cash — loaded onto a Visa gift card and mailed directly to you.

Earning is simple:

🎥 Watch short health videos (2–5 min)
📝 Complete quick health quizzes
🩺 Get your annual wellness visit
✅ Complete simple healthy tasks

Points earned convert to cash and are loaded onto a Visa gift card mailed to you. Use it for groceries, rent, utilities, transportation, childcare and more.

$500
Up to $500/yr in Visa® Rewards
Earn points through simple healthy activities
✅ Enroll in My Health Pays® after becoming a member
✅ Complete activities to earn points
✅ Points convert to cash on a Visa gift card
Get an Ambetter Plan →
Available to Ambetter members in FL, GA, SC, NC, TN & TX
Where We Work

Licensed in 6 states

We specialize in Florida, Georgia, South Carolina, North Carolina, Tennessee and Texas — and we know the local plans, networks, and doctors in every market we serve.
FL
Florida
GA
Georgia
SC
S. Carolina
NC
N. Carolina
TN
Tennessee
TX
Texas
Why Stay Insured!

The agent advantage

Working with a licensed agent costs you nothing — carriers pay us. But the benefits to you are huge.
💰
Maximize your subsidy
We know every income bracket that qualifies for credits. Many clients discover they qualify for hundreds more per month than they expected.
🔍
Compare all carriers
We're not tied to one company. We compare BCBS, Aetna, Ambetter, Oscar, UHC, and more side by side to find your best match.
📋
We handle enrollment
The HealthCare.gov process can be confusing. We do it with you so nothing gets missed and your coverage starts on time.
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Free, all year long
Carriers pay agents, not clients. Our support costs you nothing, even after your policy is active.
Real Client Stories

What our clients are saying

Real people. Real savings. Real coverage.
★★★★★

"I couldn't believe it when my agent told me my whole family would be covered for $0 a month. Me, my husband, and our three kids — all on the same plan, zero premium. That's money we can now put toward our rent and groceries every single month. It has been a blessing for our family."

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Tanya W.
Charlotte, NC • Family of 5
★★★★★

"I was paying $487 a month on my own. After one conversation with my agent, I qualified for a subsidy and my premium dropped to $52. I had no idea I was leaving that money on the table every single month."

M
Maria T.
Tampa, FL • Self-employed
★★★★★

"I lost my job and panicked about losing my insurance. My agent had me covered in under 20 minutes. I didn't even know you could get coverage that fast after a job loss. And my plan is way better than what I had through work."

D
DeShawn R.
Atlanta, GA • Recently unemployed
★★★★★

"As a stay-at-home mom, I thought health insurance would be way out of our budget. We qualified for the Ambetter plan and started earning rewards right away. I watched a few health videos, scheduled my wellness visit, and earned enough points to get a Visa gift card that covered a month of groceries!"

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Jessica M.
Houston, TX • Stay-at-home parent
Common Questions

You asked, we answered

Do I have to pay for your service?
No. Licensed agents are paid by the insurance carrier, not by you. The premium you pay is exactly the same whether you use an agent or go directly to HealthCare.gov.
How much can I save with a subsidy?
It depends on your income and household size. Some clients pay $0/month. Others save $200–$600/month. Use the calculator above to see your estimate in 30 seconds.
Can I get covered if I missed Open Enrollment?
Maybe! Job loss, moving, marriage, and new babies all trigger a 60-day Special Enrollment Period. Complete the form above and we'll check your eligibility right away.
What carriers do you work with?
We compare all ACA marketplace carriers in your ZIP — BCBS, Aetna, Ambetter, Oscar, UHC, Molina and more. We have no incentive to favor one carrier over another.
Why text instead of call?
Most people prefer getting information on their own time without hold music or pressure. Text us and a real licensed agent replies personally so you can review plans and decide without any rush.
Is my information safe?
Absolutely. Your information is encrypted and never sold to third parties. We only use it to find your best plan options. Stay Insured! is a licensed insurance agency bound by federal privacy laws — your data is used solely to help you find coverage.